Open Access Statement

Bank Jurnal (PT. Jasa Niaga Digital Indonesia)  holds the principle that all research is for the benefit of mankind. Research is a product of investment by society and therefore the results must be returned to everyone without borders or discrimination, serving society universally and transparently. That is why Bank Jurnal provides free and open online access to all its research publications. All articles that are declared accepted will be available instantly and are free to download on the bank jurnal | PT.JNDI without limits.

Bank Jurnal understands that in this world everyone has the same opportunity to seek, share and create knowledge – we hope writers join us in this open access concept.