https://jurnal.jndi.my.id/index.php/bima/issue/feed JURNAL BIMA 2026-07-25T01:54:43+00:00 S. P. Sitorus, S.T., M.Kom sahatparuliansitorus4@gmail.com Open Journal Systems <h4>Editor in Chief <br /><a style="background-color: #ffffff;" href="https://scholar.google.com/citations?hl=id&amp;authuser=3&amp;user=y4k1bmMAAAAJ">S. P. Sitorus, S.T., M.Kom</a> | <a style="background-color: #ffffff;" href="https://www.scopus.com/authid/detail.uri?authorId=57199193462">Scopus id : 57199193462</a> | <a style="background-color: #ffffff;" href="https://sinta.ristekbrin.go.id/authors/detail?id=6754929&amp;view=overview">Sinta : 6754929</a> | <a style="background-color: #ffffff;" href="https://orcid.org/0000-0001-6021-1705">ORCID : </a><a style="background-color: #ffffff;" href="https://orcid.org/0000-0001-6021-1705">0000-0001-6021-1705</a> | University of Labuhanbatu, North Sumatra, Indonesia JURNAL BIMA (BERKARYA INOVATIF DALAM MASYARAKAT) <br />Website : <a style="background-color: #ffffff;" href="https://jurnal.jndi.my.id/index.php/bima">JURNAL BIMA</a><br />Email : jurnal@jndi.my.id</h4> https://jurnal.jndi.my.id/index.php/bima/article/view/387 FINANCIAL INDEPENDENCE TRAINING FOR UMKM TEMPE FACTORY ANTO WONOSARI 3 AEK KANOPAN 2026-07-25T01:54:43+00:00 Raja Saul Marto Hendry, Daslan Simanjuntak 1rajasaul365@gmail.com <p>Low financial literacy and inadequate bookkeeping are serious problems for the Anto Wonosari 3 Aek Kanopan Tempe Factory in North Labuhanbatu Regency. To address this challenge, a community service program was launched through a survey, training, and mentoring approach. The material presented focused on basic financial practices, such as separating personal and business assets, recording every transaction, calculating COGS, and preparing profit and loss reports. Participants' understanding has shown a dramatic increase, as evidenced by a 41% jump in post-test scores. Operationally, business owners have begun to discipline themselves in recording finances directly and using factual data for pricing. This underscores that mastering financial literacy is not only a matter of survival for MSMEs, but also a catalyst for the economic progress of households and the surrounding community.</p> 2026-07-23T00:00:00+00:00 Copyright (c) 2026 PT.JNDI